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Fraud and Scams

FTC Consumer Alert
File a complaint

The IC3 gives the victims of cyber crime a convenient and easy-to-use reporting mechanism that alerts authorities of suspected criminal or civil violations.
http://www.ic3.gov/default.aspx

Florida ID theft packet
http://myfloridalegal.com/idkitprintable.pdf

Reporting a stolen or lost Social Security card.
http://ssa-custhelp.ssa.gov/app/answers/list/c/16%2C35

Florida's Construction Lien Law and how to protect yourself when hiring a contractor
http://www.myfloridalicense.com/dbpr/pro/cilb/documents/florida_lien_law.pdf

Fraud aid is a nonprofit web site that has a lot of good information on scams.
Lottery scams / Dictionary of Financial Scam Terms© / The truth vs. the scam /
Scammer threats: what to do / ID Theft prevention to do list / Reporting scam emails /
Backstage Tour of scamming / Work-at-Home scams / Nigerian scams / Scams list

http://www.fraudaid.com/

The National Do Not Call Registry gives you a choice about whether to receive telemarketing calls at home. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint at this Website. You can register your home or mobile phone for free.
https://www.donotcall.gov/

To check a business license
http://www.myfloridalicense.com/dbpr/

Comprehensive web site related to protecting the consumer. National fraud reporting website.
http://www.ftc.gov/

Looks To Good To Be True
http://www.lookstoogoodtobetrue.com/fraud.aspx

How to protect yourself from email fraud
http://www.specialdatabases.com/how-to-protect-yourself-email-fraud.html

 

Senior Tips

It's sometimes hard to tell if a sales pitch is legitimate or fraudulent. You can't judge it by the tone of someone's voice, or how friendly or sincere the person seems. Good salespeople are convincing, and so are crooks. But it's probably a scam if:

-You get a call or postcard from someone telling you you've won a prize and asking for payment to buy something, for processing or administrative fees, for customs, for taxes, or any other reason.

-Legitimate sweepstakes or prize offer do not ask for payment because it's illegal.

-The person says you have to take the offer immediately or you'll miss the opportunity.

-Legitimate companies do not pressure people to act without time to look into the deal.

-The caller refuses to send you written information before you commit to anything.

-Legitimate companies are always glad to send you information about what the are offering.

-The caller claims that you can make huge profits in an investment with no risk. All investments are risky and legitimate companies must tell consumers about possible risk.

-The caller claims that you can make huge profits through a franchise or other business opportunity with little or no effort. All business ventures require knowledge and effort on the part of buyers, and no legitimate companies would guarantee profits.

-The caller is asking for a donation but won't tell you exactly how the money will be used and how you can verify the charity and what it does. Legitimate charities are willing to say what percent of contributions is used for services and how much goes to overhead and fundraising. They are also willing to tell consumers who they can check with to confirm that they are legitimate.

-The caller insists that you send your payment by a private courier or wire money.

-Legitimate companies don't try to keep people from checking the deal out and changing their minds, or try to evade the postal authorities, by demanding immediate payment by courier or wire.

-The company asks for cash.

-The caller asks for your social security number. Legitimate companies don't ask for that unless you are applying for credit and they need to check your credit report.

-The caller asks for your credit card number, bank account number, or other financial information when you aren't buying anything or paying with those accounts.

-The company calls you relentlessly or after you've asked not to be called.

-The company offers you a loan, or credit, or a credit card, or to "repair" your bad credit if you pay an up-front fee.

-The company offers to get back money that you have lost to another fraudulent scheme if you pay an up-front fee.

Child Safety Information

 

Bullying Information click here

Cyber Bullying Information click here

Children Should be Taught To:
-Know his/her full name, as well as your name, address and telephone number, including area code. Children should know how to use the telephone and proper use of 911.

-Never say they are alone when answering the phone – instead, offer to take a message.

-Never answer the door if they are alone.

-Never invite anyone in the house without permission of a parent or baby sitter.

-Never take candy or gifts from strangers or anyone else without asking a parent first.

-Never play in deserted buildings or isolated areas.

-Quickly move away from cars that pull up beside them if they do not know the driver.

-Know that no one should touch any part of his or her body that a bathing suit would cover.

-Avoid shortcuts through empty parks, fields or alleys.

-Run home or go to the nearest public place if they are being followed and yell for help.

-Tell you if someone has asked them to keep a secret from you.

-Give up money, jewelry or clothing rather than fight.

-Know they can talk to you and call you to pick them up at any time.

Parents Should:
-Avoid articles bearing your child’s name. A child is less likely to fear someone who knows his or her name.

-Check all potential baby-sitters and older friends of your child.

-Never leave your child alone in a public place, stroller or car, even for a minute.

-Always accompany your child to the bathroom in public places.

-Always accompany your child on door-to-door activities.

-Create an environment where a child feels safe to talk to you. Let him/her know that you are interested and sensitive to their fears.

-Teach children that the police are their friends and that they can rely on them if they are in trouble.

-Keep an up-to-date color photograph of your child, as well as a medical and dental history, and have your child fingerprinted.

-Stay involved in your child’s life by communicating daily to prevent your child from running away.
*Source: National Child Identification Program